After doing the whole calling and waiting and them telling me someone would call me back but never did, I tell them to cancel my account because it was obvious they wanted to be charging me $323 per month when I could get a regular full coverage elsewhere for way less. Give them a call. The whole system needs re-working but until then I am happy with my current carrier and will revisit allstate again next year to see if they can compete. I will not be renewing with allstate, this drivewise is a scam. im looking at drivewise now,,, my grade went from C to C+ for braking, overall went from B to A- its still at 11% time of day is C-, which i dont think will ever change. That is sheer lunacy, as I drive a smart fortwo. However, you can counter these adverse effects Magically, the next day, all the money was released. I dont think I would sign up for something like this. How could that be? We value your trust. My car was stuck in my driveway because of teh heavy snow for 3 days. Then they remove the ability to get rid of those false reports on their website. seems the wheels spun on ice n snow while backing up a little grade to where i parked,, my foot happened to be on the brake. I called a family meeting where I castigated them on being heavy on the pedal so we are looking at similar tactics to avoid braking and slowing down. And they still found reasons to knock me down 10%. Youll need to use the plug-in device to track miles for the Milewise program, but you can also download Allstates mobile app to review your discount and trips. Seems like there are limits to what this technology can understand, as it has no context for any driving event. If you are having trouble remembering your User Id or Password please contact your local help desk. well it was on ice n snow it spun a little.. stupid though.. Such is not the case; it merely observes vehicle speed OBDII information. I believe they sensitize the app so that they do not have to payout what they promise. I had to be happy with the $28. Your renewal rates will depend on it. How many new cars could you have purchsed with the additional money you paid to Allstate that you would have saved if you paid 1/2 the amount for insurance? Despite the quantity of events, each of us received grades of A- for braking. On a test drive flat tire. Based on experiment and data collected over the years from volunteers they figured out that they could differentiate drivers with even more precision than credit score. I wouldnt mind saving 17% at all! Overall I would have to say its a pretty fair program, and will pay off if you already are a good driver. Same goes for cell phone records if you were talking or texting at the time of the accident. agent says no more braking. My wife and I drive to an occasional class and errands. Some of these benefits include: However, some drivers may have drawbacks depending on their area and ZIP code, when they drive, and how often theyre on the road. According to Allstate, my discount is only going to be 17 percent, about half of the 30 percentthat I was promised. Its a reflection of how many situations you get yourself into where youre around a lot of other traffic. i think it would be rude to remove it n still have drivewise finding out all this crap It didnt bother me that they were monitoring my trips. Club Thrifty and CardRatings may receive a commission from card issuers. Wrong This is a scam. is my % i end up with at 6 months what i keep after that? How many miles you drive. So yeah not sure what the status is, but I think were not going to do it based on what weve heard about it. They fail to recognize that people do everything except drive. You were never *promised* the full 30%. I get very annoyed about guys who would want to follow me.. Fing drivewise,,,,, no one knows what it is. I still have no reimebursment so I cannot buy a new car (mine was totaled.) In fact I scored an A while my wife scored an A-. Sure I give them room after but what can you do when someone jumps in from another lane and stops short? Drivewise also provides feedback on your driving behavior that may help you reduce your risk of having an accident.. she also told me the police do not check these things so the whys of braking dont matter to anyone but them n only for the discount. And there are lots of other freeways there with limits posted at 80. allstate drivewise device non return fee - vivasig.com its not online billing, just your policy. Yes, Allstate Drivewise uses telematics technology to collect data about your GPS trail and driving behaviors (e.g., braking, acceleration and speeding events). I managed to rack up 2 extreme braking episodes within one minute and a hard braking a few minutes later all while trying to get unstuck in the alley behind my house. I told him that I will do my research before changing my insurance from Geico. Club Thrifty has partnered with CardRatings for our coverage of credit card products. When it comes to your money they will keep transferring you to different departments so they can waste your time and frustrate you into hanging up. Try not to plant your car too closely to the car before you, in case you are rear-ended while stopped. Cant think of anyone who would complain about that, well you did! I had drivewise when it first started about 5 years ago and it was fine and the first year got a discount, then they changed the programming and suddenly me and my wife were getting 200 to 300 hard braking evens a year and zero discount ON THE SAME VEHICLES! They won\'t let you speak with a supervisor, one rattled paper in the phone to get me off of the phone. She married her husband and began working in the family insurance business in 2005. I switched to Geico am paying 1/2 of what I was with Allstate and no Drivewise module!!! By far the #1 thing that will lower your score is how many miles you drive. The other driver ran a red light, hitting me and I was sent to the hospital. Updateits now been just about a year since my wife and I signed up for Drivewise. TINA-There are only 3 Grades, A-C. Everything you said sounds good and it is pretty much taken right from the Allstate literature on DriveWise. Havent had any issues with it and I think its helpful. Also Your drive wise record can be subpoenaed in a serious accident by the police. Because of many people like me (baby boomer), the near future may bring about more medical event related traffic accidents. There was NO customer services at all, in fact speaking with Juan and Pat was like speaking with a child who had yet to learn how to comprehend, think or articulate. The agent told me because of my 4 accidents. Hi Holly, SO DOES CREDIT. I definitely think I woulfnt sign up for a program like that.I think I would end up worrying about whether Im driving good enough.In the midst of doing that Id probably end up in an accident. For the inconvenience of you helping them survey drivers, they give you a small discount. pirate names- and three pirate ship names. hitType: "event", With GPS, it see where you are, and how fast you are going. Id much rather save money elsewhere. What if I slammed the brakes so I didnt hit another car? After checking, I discovered that you can still remove trips with the Allstate app. Please allow me to sincerely apologize for any inconvenience you may have experienced. 8% on his car is way less than 8% would be on my car. Good and bad on these. The device plugs into your vehicles diagnostics port, usually located below your steering wheel. I got screwed royally by Drivewise. When my drivewise discount on one car hit 0% thats when I had enough. I never got a check after 6 months. Nothing in the driving records changed at all. Of course knowing that they will never give anyone a 30% discount. Reward checks and drivewise are 2 completely different things as the reward checks are for the premium gold policies and drivewise can be added to any policy and the drivewise discount comes off your premium. For more information, please see our Funny, Allstate knows how to cash my check every month. Allstate gave me a better quote than Ameriprise by $200 per year so Im already doing better. 1 0 obj However we changed companies as the 6 month rate was over $1000 lower. She has adjusted my rating Mileage B Braking A Time of Day C Speed B now 8% discount? Get a new quote and save today. Im glad that SOMEONE is getting 30% off. It seems the new approach no longer factors in miles driven , but rather bases it on braking , speeding , and time of day. I will keep a close eye on them and dump them in a heartbeat if my premiums go up as the cars age. And to add, the only way that you can receive a 30% discount with the Drivewise program is if you park your car in the driveway/garage and DONT drive. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. We guide you throughout your search and help you understand your coverage options. In a sense, in the long run, here what is going happen. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. They dont tell you about the gotchas until theyve already happened. now i still have the thing n need to wait 5 days to find out what drivewise finds out,,,,,, ill get emailed.. It really just sounds like your agent misled you. Maybe we should all turn them in to the Attorney Generalmaybe that would get Allstates attention and let them know we dont appreciate being scammed!!!! No, all wrongI love driving why should I feel so controlled? Filed an auto claim 5 months ago, car has yet to be repaired. Below, we highlight key differences between Allstate Drivewise and Milewise: An optional rewards program that rewards safe drivers with discounts and other monetary prizes. My wife and I have experienced reduced premiums since we began with Drive Wise over a year ago. I use Drivewise. I call up the number I was given and some dubious line that smacked of "corporate policy" and underwriters policy was fed to me. My discount was only 5% and hers was 3%. I have no room to talk. Check out the customer satisfaction rate. Insurance wants to reduce all accident payouts. i told her about them taking brake events off coz of weather, she said well good. To me, smooth, gentle driving is what taxi drivers excel at. Let me guess, absolutely none of you screams bloody murder when you are victimized and want the perpetrator caught. Our goal is to keep information accurate and timely, but some information may not be current. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Not only is the information provided not accurate its very misleading to prospective consumers. There is a special on Defensive Driving right now And, if you are posting at other sites, I would like to follow you. You are not required to participate, and can opt out of it at anytime. Alan. You could be getting a 0% discount!!! <> When you exhibit good driving behaviors, Allstate can apply a discount towards your Allstate car insurance premium. Did the preceding term up to escape your attention? scam? are they supplying this driving data to self driving car or current car manufacturers or researchers ? The will still catch you when you will move your car for street cleaning. Thats right, differ. The mobile app is available for Apple or Android and has 4.8 stars in the app store, with over 700,000 reviews. At the end of December, I got charged $198 with only $16 of me actually driving my car and the rest for the fee from the time I signed up till the time I got their device which meant I had over a $100 left in my account. The device plugs into your car's dash, and the app remains running in the background on your phone, once you use your Allstate login to turn it on. And no accidents until the last 4 years when I was rear ended 3 times, and someone ran into the side of my car, when I was stopped for a traffic light. Again, no check, so my agent tried again, and I was again told 2 weeks. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Anybody can look at speedometer and control speed of the vehicle under 125 km/h. It is helping me to watch my mileage and drive safely. Many users of the device are only looking at percentages. Rather than griping on whatever site this is do something productive and switch companies but once again your rates WILL GO UP its just a matter of which company takes the leap first. Except, since my car is at home in the States, my father in law drove it for me. The Drivewise application will continue running in the background and will record data while you are driving. my % is up to 15 now.. O.K. When I first heard about that programI was thinking I would never use it because they might bump up my rate! Hi Tom, I seen your other post, i commented on it saying i got more brake events than you did. I know insurance will never go for it but I honestly think sometimes they should revamp their entire attitude and base it on the fact you have no accidents as #1. i know some of you out there know other things.. lol. I cant wait to fast forward into the future, when vehicles will incorporate more accident avoidance systems. If its Icy or snowy out (I dont drive the rear wheel drive car) unplug it. Many drivers fail to understand insurance pricing and falsely believe that pursuing discounts is the route to best price and value. In order for a program to have integrity and work for both parties, a set of criteria must be followed and allstate is willing to discount your rate over your existing rate. If this is in fact not Allstate's position I would like to suggest they reign in their local agents because after these two issues, issues I have not had with any other insurance company we are now taking our business elsewhere. Wow, does anyone here drive near traffic intersection cameras? In our State your renewal is your renewal and your performance based on the devise is a reward check. We have had no claims on auto or home and they raised the auto $800. Not to mention the insurance commissioner allowing something like that is ludicrous. I actually got a hard braking event because I pulled in to my driveway and hit my brakes a little too hard. Comparing Drivewise by Allstate to Snapshot from Progressive Not sure i would even if you were female. My husband who works afternoons of course is knocked down on his grade for having a job dammit. No, the amount is not deducted from your policy; it is a check you receive in the mail, and the amount of the check is based on the 6-month cost of your policy. Milewise has limited availability, approved in 21 states and DC. So I got rid of DW for a while. Check the state standards before you point fingers. I have had drivewise for 7 months. After you install the Milewise device in your vehicle, the details it gathers on your driving patterns act as a rating factor at your next policy renewal. I end up getting a lawyer and I told them "give me my money you've owed me for over 9 months now by tomorrow or I'm suing you." Plus you could argue with states legislators that it would encourage good driving behavior so it was a more easy sale pitch. Failing to look ahead, failing to anticipate surrounding traffic and traffic light changes is not responsible driving. Drivewise is a rewards program, which offers auto insurance discounts and other incentives, based on safe driving. As with anything consumers hear what they want to hear, in your case you heard 30% savings and tuned out the details of program. so you can trust that were putting your interests first. Sounds easy, right? The last 2 renewals of my policy it was right there listed in the discounts with my percentage. TY! Allstate Drivewise records your driving activity and can use that data in many different ways. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. That was, until, I got an email from Allstate explaining that I could track my Drivewise discount on their website. Did you read through all the comments? The Drive Wise PERFORMANCE RATING DISCOUNT is offered at renewal only, and CAN be 0%-30%. The 10% discount in my case amounted to around $44 for two vehicles for. At the very least it would be nice if they were up front about all of this. Credit score helped insurance companies differentiate between more at risk driver and less at risk driver (although I personally think credit score is more related to your behavior as a person). I guess it would be better to skip work? Drivewise is great for drivers who dont put a lot of mileage on their cars, dont speed, and dont drive during peak times. Car insurance rates for an Allstate policyholder that participates in Drivewise are not fixed and can vary based on driving behavior. Mr. flat car tire wheel, Would you post a list of all of all your social community pages like but, it starts at 10% for signing up the first 6 months. In your case you had neither, so I dont see why youre complaining. I will not run a light to save a few dollars, for using my brakes, and if I want to go out for dinner at any given time I can relax and tell my wife Im ready NOT ( Well lets wait a little while so we dont get penalized for being on the road at the wrong time of day, and maybe get hit by one of those uninsured drivers, that are many in Fl. I feel like I should get a discount inside an insurance pool that also insures people with higher risks that are controllable. mine were 1 minute before turning my car off, one was 3 extreme in one minute. They raise your rates, then I shop around, they promise you a discount, then o o o sorryhere put big brother in the car and if you are a good boy/girl hey this site has plenty of advertising for car insurance give em a call. Someone hit me while I was sitting at a red light. Allstate customers that want a discount on their auto insurance premium in exchange for following safe driving habits. oh my god everyones different.. listen, you get 10% for signing up, has nothing to do with driving. I mean, I probably wouldnt have done it to save 5 percent or 10 percent.but 30 percent? Some of you dont want the company you pay to insure you to know anything about your driving habits. Yup, it never comes off my premium. They were careful to say that we could save up to a certain percentage, I cant remember what it was. Each year an insurer has to collect enough premium to pay for claims and expenses. Sorry to disagree with you, but I agree with Tina. I read through most of the comments above and Id like to point out a few things. Your car may have not moved but your discount went down. The Gold Crap is a completely different program, reward as well. Tina,,,,,, i understand what you are saying. For a 2010 minivan?! Their reviews hold us accountable for publishing high-quality and trustworthy content. In fact, Ive been very careful to stop slowly. But there is NO GAUGE to measure DECELERATION. Nope! I can hardly sputter and boil over at an average of one hard braking event each month. I proposed to her over the weekend. You must drive safely and hard braking avoidance is easyjust watch any old dude driving an old Buick Sedan (blue in color) and give me the one finger salute. Anybody know the time of the day. Your rates can change at renewal based on your driving habits. The habits that Drivewise uses to calculate your savings are: It is entirely up to you whether or not Drivewise really decreases your car insurance rates. Loved Hartford, got good benefits cause I was a good driver, etc., but Geico did not tell me the quote was for six months. Did I tell you that I live in South Floridawhere people do not know how to drive AND it thunderstorms every day around 5pm and I have to drive through construction on my commute to work. wait n see i guess.. The things we do so we can pay these assholeslol!!! Id rather pay a little more and not have to worry about something monitoring me to make sure Im a good boy. Its just a bit creepy to me. It is very stress full trying not to get a bad score, while having other drivers arround me getting mad, because I have to accelerate very very slowey, and when comming a stop sign, I have to start slowing long before I get to the stop sign (I do mean long, like almost costing to a stop). They told me the device is USB connected, therefore it sounds like it is a flash drive. So if you use DW be aware the pain and price you pay in the design flaws of the system and do NOT think the data is very accurate. Hi, Im not sure if anyone as given allstates view here because there are numerous posts and I didnt have time to read through them. Smoking, BMI, BP, cholesterol are measured in the fall prior to open enrollment. The program is free, your rates wont increase for bad driving, and just using the program can make you a safer driver. Add 29% discount on top of that for a teen driver and Im laughing all the way to the bank while the rest of you complain about hard braking events. Ive never seen that in over 45 years of insuring cars. GUess what, Im a BAD driver and get 0.00! Your Milewise device is linked to your vehicle so it has to stay plugged into the same car. My insurance cost went from $436.00 to $969.52 with the company I had before all state. Sudden braking. Have you ever gotten stuck in the snow? I tried Drivewise for a year, and then just signed up for Truelane (Hartford). They are in the business to make money. I am THINKING of joining because I bought a house a BLOCK away from work, and my 2012 Kia Soul sits in the garage 5 days a week. Im always aware that Drivewise is actively monitoring, but had long ago given up quick actions in favor of pursuing better fuel economy. My drivewise 'rewards' is very low if anything at all and our car rates are going up. Allstate Drivewise: Is It Worth It? | GetJerry.com At the beginning, I got a 10% (NOT 30%) refund. I just signed up with all state. It looks like a start of bigger data collection program. After the initial 10% sign up discount you get in the first 6 months you now no longer get an automatic 10% discount. I switched my auto coverage in August trying to reduce my auto insurance due to the increase with my previous plan to save money. Milewise charges you a base rate and a per-mile rate. Since the program is based on your driving habits, as opposed to the vehicle, as long as your policy and coverage have been updated, you will continue to qualify for the program. 15% isnt bad. The choice is yours. As premium goes up I asked my agent told me that it will not affect my rates at what so ever. which is where i was just before last winter. Notify me of follow-up comments by email. Just thought you should know. I beat Tom in brake events,,,LOL. Gold has deductible rewards and accident forgiveness 1 at fault, every 3 years. But I think the Progressive one was a little less sophisticated (or maybe not, I never saw the results) and I certainly didnt get any emails about my driving habits. Meanwhile, my wife is driving me to and from work because the insurance covering the rental car ran out months ago. Do your research, I have and am now signed up with Geico at 1/2 the price and a higher customer satisfaction. allstate said road side assistance but i have to pay the tow plus the drivewise is just a game ..geico is way way worse though maybe Ill get progressive..i have full coverage on one car then liability on my truck. !and i have had a few RUDE CUSTOMER SERVICE AND SCAMMERS MY PAYMENT FOR THE MONTH WAS A 100.00 MORE AND 1ST CS PERSON TRY TO TELL ME OVER SOME PAPER WORK THAT I GOT AND DIDNT SIGN, NEVER HAPPEN!! Causing owner a big expense! All I wanted them to do was update the description of the vehicle and show the correct VIN. Maybe you could space it out better? If you like your carrier and are thinking about trying their usage based scheme, then sure you should expect some premium benefit. My agent stated that all rates were raised and thats that. We live in a smallish town so traffic permitting, we are also going to try running stop signs and red lights. Its getting to me, even commenting on my BFs driving, -comments like that would have been a hard braking event, when it was necessary to avoid other careless drivers that squeeze and rush in w/o signaling, errrr. ok, they now tell me braking will come off so no more brake events, only time of day, distance n speed. Yeah, I wanna know who exactly gets 30 percent off. The Drive Wise Enrollment Discount is 10% per vehicle per policy period. The offers that appear on this site are from companies that compensate us. I have heard a lot of other companies offering the same type of deal. Device cost is a 100 to 150, roaming cost is 4-10 per month plus you have to give a discount because no one would install it if their premiums could go up. What Exactly Is Allstate's Auto Insurance, How to Get Cheap Car Insurance With No Deposit: 2022, Safe Driving Tips for Lower Car Insurance Rates, How Credit Affects Auto Insurance: A Study, Presidents Day 2023 Car Deals & How To Save on Insurance, Road Rage and Aggressive Driving in the U.S: A Study. Its important to know how to get the most from Progressives Snapshot Discountbefore signing up for it. they were still great for homeowners price wise but the auto is just a joke. Why? I allowed a couple of days for the typical updating of information and noticed that the app still showed my old vehicle, not the new one. Before joining the team, she worked for nearly three years as a licensed producer writing auto, property, umbrella and earthquake policies. My wife was getting a 21% discount, up until the policy 6month renewal, then it went down to 18%, however, that policy is also paid for 1 year and so now she still only gets the 10% discount. My premium has just gone down. Because of the scope of market rates that exists for a driver of your basic profile and location. All offers are subject to additional terms and conditions. The bottom line: The mental stress is not worth any discount that you might get. This program allows you to save up to 30% every 6 mo. Full disclosure, Im an actuary working for an insurance company. Someone who agrees with me and sees the light! Hmmmm. JUST SWITCH TO GEICO. Drive Wise seems ideal for us, because without daily work commuting, I no longer work an off shift or put many miles on my vehicle. They already have. they took only two off because of weather related. They will have me scenarios on how they are not liable for the damages. So I had to use the phone app. im still using the drivewise untill i get an answer. Im not even going to lie, but this wouldnt work for me. Hard braking is pretty straightforward. I would like to think they do, but. I do not want my customers seeing me as someone who mislead them. Since we began Drivewise, at my insistence weve also paid the premium as a lump sum, avoiding an added $10 / month partial payment fee, though it sure seems like a lot of money for two cars driven a combined total of 3500 miles in a year. I shopped around and Geico has a high customer satisfaction and costs less than 2/3 the price of Allstate. I guess that genuine experience doesnt count for anything. Wowever our bill went up & did not reflect any discount. Who I have on my insurance and who I am paying for or not paying for is my business and my business alone, not Allstate's. HAPPY MAYDAY. on ice it spins a bit getting to where i need to be. Leave enough space to coast and hard braking becomes a thing of the past. They said they couldn't because it wouldn't be official for a few days. They found out that you were more likely to be involved in an accident when driving during certain period of the day (mostly at night).

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